Fractional CFO Advisory
Cash flow modeling, budgeting, and strategic growth forecasting—without the cost of a full-time executive hire.
- 13-week cash flow & runway models
- Board-ready financial packages
- Scenario planning for growth bets
Master Your Numbers.
Accelerate Your Revenue.
Partner with dedicated CPAs who look beyond the numbers to drive your growth strategy from $1M to $50M+.
Serving Businesses, Entrepreneurs, Startups, Nonprofits & Individuals.
98%
Client Retention
$1M–$50M
Revenue Focus
Year-Round
Tax Strategy
24–48h
Response SLA
From reactive compliance to proactive advisory
Most firms file returns and close books. We engineer the financial operating system behind your growth—so every decision is backed by clear numbers and intentional tax strategy.
Client Accounting Services
Modern tech stack integration (QBO, Stripe, ERPs), automated books, and real-time dashboards your team can actually use.
- Clean, close-ready monthly books
- Platform & payment sync automation
- KPI dashboards for operators
Proactive Tax Engineering
Multi-state nexus management, entity structuring, and year-round tax optimization designed to lower effective rates.
- Nexus & sales tax exposure control
- Entity & compensation structuring
- Quarterly strategy—not April panic
View all CPA services · Bookkeeping · Payroll · IRS Resolution · Virtual CPA · QuickBooks Consulting
Interactive Diagnostic
CFO Readiness Scorecard
Answer a few operator-level questions. Instantly receive your Financial Architecture Health Score—and the gaps a fractional CFO would close first.
Step 1 of 5
Stack
Who We Serve
Built for operators who have outgrown bookkeeping
We partner with ambitious businesses that need senior financial judgment—without the overhead of an in-house finance department.
Growth-Stage SMBs
$1M–$50M
You’ve outgrown the local bookkeeper but don’t need a $250k+ full-time CFO. We fill the gap with fractional leadership and systems that scale with you.
E-Commerce & Tech
Startups & Platforms
High-volume transactions, platform syncs, inventory accounting, and SaaS metrics—handled with precision so your P&L reflects reality, not noise.
Professional Services
Firms & Practices
Law firms, medical practices, and agencies seeking high-level tax planning, partner-level reporting, and clean books that support partner distributions.
Cost Architecture
Fractional CFO ROI Calculator
Model the annual cost of a $250k+ full-time hire against a fractional engagement sized to your revenue and complexity.
$1M$25M+
5150
$0$20k
Illustrative estimate based on fully-loaded FTE CFO assumptions (~$312k–$400k) and fractional package bands. Not a formal quote or tax advice.
Full-Time CFO
$375k
Fully-loaded annual cost · 4–9 mo hire cycle
CPA Services Fractional
$96k
Est. engagement band
Annual cost comparison
74% lower
FTE$375k
Fractional$96k
Est. annual savings vs FTE
$279k
Net incremental vs current spend
$54k
Why Us
Senior judgment. Modern systems. Zero fluff.
Every engagement is led by CPAs and MBAs who have sat on both sides of the table—operator and advisor. We don’t drown you in jargon. We give you decisions.
-
Credentialed operators
CPA + MBA depth across accounting, finance, and strategy—not junior outsourced labor.
-
Tech-forward stack
QBO, Stripe, ERPs, and automation tooling wired for accuracy and speed.
-
Growth-aligned focus
Purpose-built for $1M–$50M businesses where advisory ROI compounds fastest.
The shift we deliver
Compliance is the floor.
Strategy is the product.
Traditional firm
Reactive filing
CPA Services
Proactive advisory
The Financial Leakage Audit
30-Minute Financial Health Checkup
A focused working session to uncover cash-flow leaks, tax exposure, and reporting gaps—then map the highest-ROI fixes for the next 90 days.
- Cash flow & margin diagnostics
- Tax structure & nexus quick scan
- Scorecard & ROI context included
Direct review by an MBA/CPA. No automated fluff—real strategic insights.
How We Work
A clear path from discovery to operating rhythm
01
Diagnose
Scorecard, stack review, and Financial Health Audit to locate leakage.
02
Architect
Design close, tax calendar, and advisory cadence around your goals.
03
Execute
Books, tax, payroll coordination, and reporting on a predictable rhythm.
04
Optimize
Quarterly strategy to improve cash clarity and effective tax rates.
Industries Served
Sector-aware CPA support
Client Trust
Operators who prefer clarity over clutter
“We finally have a 13-week cash model and tax planning that doesn’t wait until April. CPA Services feels like an extension of our leadership team.”
“Fractional CFO quality without the full-time hire. Our board package went from scramble to system in one quarter.”
“Clean books, multi-state tax awareness, and people who answer in business language—not jargon.”
FAQs
Common questions
Do you offer virtual CPA services nationwide?
Yes. Most engagements are delivered virtually with secure portals, modern tooling, and scheduled advisory calls. Learn about Virtual CPA Services.
What size businesses do you serve?
Primarily growth-stage SMBs and startups—often $1M–$50M in revenue—plus professional firms and select nonprofits and individuals.
How is fractional CFO different from bookkeeping?
Bookkeeping records history. Fractional CFO shapes the future—forecasting, cash architecture, and decision support. Many clients use both. Explore Fractional CFO.
How do we get started?
Schedule a consultation, complete the scorecard above, or request a Financial Health Audit. Engagements begin with formal scoping.
Finance insights for operators
Monthly notes on tax strategy, cash flow, and CFO practices. No fluff.